Do you have a low or poor credit score that you might want to fix? In that case, then follow these 5 credit repair ideas to fix your FICO score quickly. Pick would be to request a duplicate of your credit file from each of the three main credit bureaus... TransUnion, Experian, and Equifax. It is possible to contact the 3 by mail, telephone, or through the Internet. Your individual FICO score is founded on the data placed in your credit track record, which contains a history of your past debts and repayments. One which just begin restoring your credit score, you need to get a replica of one's reports to determine in which you currently stand along with what needs to be done.