Will you have a low or a bad credit score score that you would like to correct? In that case, then follow these 5 credit restoration tips to fix your FICO score quickly. Your first step is to request a replica of your credit history from each one of the three main credit reporting agencies... TransUnion, Experian, and Equifax. It is simple to contact the three by mail, telephone, or online. Your own personal FICO score is based on the information listed in your credit report, that contains past your past debts and repayments. Before you can begin fixing your credit history, you ought to get a copy of your reports to see in which you currently stand along with what needs to be done.