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Do you have a low or poor credit score that you would like to fix? If that's the case, then follow these 5 credit improvement ideas to fix your FICO score quickly. Your first step is to request a duplicate of the credit history from each one of the three main credit bureaus... TransUnion, Experian, and Equifax. You can easily contact the 3 by mail, telephone, or online. Your own FICO score is founded on the data placed in your credit track record, containing a history of your past debts and repayments. One which just begin repairing your credit history, you need to get a duplicate of the reports to determine where you currently stand and what needs to be done.