Do you have a low or a bad credit score score that you'd like to repair? If that's the case, then follow these 5 credit repair ideas to fix your FICO score quickly. Pick is always to request a duplicate of one's credit report from each one of the three main credit reporting agencies... TransUnion, Experian, and Equifax. You can easily contact all three by mail, telephone, or through the Internet. Your individual FICO score is founded on the knowledge indexed by your credit track record, which contains past your past debts and repayments. One which just begin repairing your credit history, you need to get a duplicate of your reports to determine in which you currently stand and what has to be done.